Bathroom Remodel Financing

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Bathroom Renovation Financing With Acorn Finance

Check New Bathroom Loans With No Impact To Your Credit Score


Get Your Bathroom Remodel Or Renovation Financed Quickly

Easy Monthly Payments

Secure Bathroom Remodel Financing

Acorn Finance gives you the power to choose the bathroom remodel and renovation financing options. When renovating a bathroom we know costs can get high, so give you personalized offers to compare from lenders in our network with no impact to your credit score. We’ll help you check for pre-qualified bathroom remodel loans in seconds. You can easily sort the offers based on what’s most important to you: interest rate, payment amount, length of the loan term. Our 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly fund the bathroom of your dreams.

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Bathroom Remodel Financing With Acorn Finance

Check For Offers in Seconds

Get pre-qualified today with an easy online pre-qualification application

Won't Impact Your Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 3.99%

Receive Funds Quickly

In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

Ready To Finance Your New Bathroom?

Compare bathroom loans without affecting your credit score.

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Learn More About Bathroom Renovation Financing

Transform your bathroom into the space you desire by taking advantage of bathroom remodel financing options. Bathroom remodel loans and financing can provide an affordable solution to make the bathroom you’ve been dreaming about a reality. Whether you are making minor or major improvements to a bathroom there are plenty of financing options available. So how do you select the best option? Keep reading to easily compare the pros and cons of some of the best loan options for bathroom remodels.

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What are bathroom remodeling loans?

Bathroom remodeling loans can offer an affordable solution that allows you to make payments over an extended period of time. With most loans you can typically start your remodel project with zero dollars down. This can help you create the bathroom of your dreams sooner than you imagined! Personal loans are one of the most common choices for bathroom remodel financing. AcornFinance is a leading provider of personal loans that can be used for your bathroom remodel. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. They offer a user-friendly and quick application process that can deliver multiple competitive financing offers.

Can you use a home improvement loan for a bathroom remodel?

Yes, you can use a home improvement loan for a bathroom remodel in most cases. Different types of home improvement loans are available so it’s important to do your research and select the right one.

How much does a new bathroom cost on average?

When remodeling or designing a new bathroom you have many decisions to make. Most of them can impact the total cost of a new bathroom. The good news is that you can drive up the cost or drive down the cost based on your choices. On average bathroom remodels typically cost:

  • Average bathroom remodel falls between $9,600 – $11,000
  • Average low end bathroom remodel $2,500
  • Average high end bathroom remodel $23,000


Can your house increase in value from a bathroom remodel?

Bathrooms can be deal makers or deal breakers when buying or selling a home. Most likely remodeling a bathroom will help your home sell faster and make it more valuable. However, it’s hard to directly prove the return on investment for remodeling a bathroom.

Can you finance smaller bathroom improvements or only remodels?

Financing options are available for bathroom improvements and remodels. The size and cost of your project can narrow or expand financing options available to you. Personal loans can be a good option for financing bathroom improvements or smaller projects.

What is the best way to finance a new bathroom?

Personal Loan (BEST OPTION)

Taking a personal loan for a bathroom remodel is an attractive and very popular option. In most cases, personal loans allow you to borrow the amount you need and don’t require collateral. AcornFinance is a reliable and top-rated company that provides personal loans for bathroom remodels. Take advantage of affordable payment options and free services while saving tons of time.

Three steps to get started with AcornFinance:

#1. Complete and submit a short loan application online

#2. Receive multiple pre-qualified offers

#3. Get connected with lenders to obtain your pre-qualified loan


  • Loans available up to $100,000
  • Competitive interest rates as low as 4.99 percent
  • Terms up to 12 years
  • Receive pre-qualified offers without impacting your credit score
  • Easy to activate



  • Not a direct lender
  • Credit may be required for approval


Home Equity Line of Credit

A home equity line of credit allows you to borrow money using your home as collateral. This means you could be risking losing your home if you default on payments or if your home significantly decreases in value. It’s true that remodeling a bathroom may increase the value of your home. However, you should still consider the pros and cons of using a home equity line of credit.


  • Fixed interest rate
  • Potential tax deductions
  • Competitive interest rates
  • Good option if you have bad credit


  • Need equity in your home (usually a minimum of 15% – 20% equity)
  • Risk losing your home
  • May borrow more money than you need
  • High fees

Credit Cards

Credit cards may seem like a simple and upfront option for financing a bathroom remodel. However, there are things you should seriously consider before using your credit card such as the interest rate. On average credit card APRs are around 16%. Unless you’re taking advantage of a promotional 0% rate for a specified term using your credit card may not be the best option.


  • Potential to qualify for rewards or cash back
  • Promotional 0% offers may apply
  • No collateral needed
  • Lower credit score requirements


  • Interest rates may be higher than comparable options
  • Shorter pay off period recommended
  • Annual fees may apply

Traditional Banks

Your local bank or credit union may offer competitive loan options for financing a bathroom remodel. In most cases you would be issued a personal line of credit with a limit typically ranging between $1,000 – $100,000. This loan can fall somewhere between a personal loan and a credit card.


  • Use funds however you want
  • Unsecured loan
  • No collateral required
  • Quick access to funds


  • Variable interest rates
  • Annual maintenance fees can apply
  • Uncertainty of what monthly payment will be


In conclusion, the cost of a bathroom remodel should not be holding you back. A variety of bathroom remodel financing options are available and are so easy to take advantage of. If you’re considering a personal loan you should try Acorn Finance. Acorn Finance is a trustworthy company that partners with reputable lenders to provide competitive financing options for bathroom remodels. You can apply online using their simple three step process to receive multiple offers for financing. This allows you to save time and compare offers easily. Ready to take the next step? Apple online today!

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