Sunroom Financing

Get financing for a sunroom addition in 60 seconds with no impact to your personal credit score.
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Sunroom Financing With Acorn Finance

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Get your new sunroom financed today. If you are in the middle of a home remodel that includes a sunroom addition, Acorn Finance can get you the money you need.

No matter your credit score, if you want to secure financing to add a sunroom to your home, Acorn Finance will provide pre-qualified loans in seconds to get funds quickly. Easily sort all the loan offers by what matters to you: interest rate, payment amount, length of the loan term.

Never impact your credit score when comparing rates between our network of trusted partners. 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly fund your plans for a sunroom addition almost instantly.

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Sunroom Addition Financing With Acorn Finance

Check For Offers in Seconds

Get pre-qualified today with an easy online pre-qualification application

Won't Impact Your Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

Receive Funds Quickly

In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

Ready To Finance Your Sunroom Addition?

Compare sunroom financing options without affecting your credit score.

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Best Sunroom Extension Financing Options

Are you considering adding a sunroom extension to your home but wondering what it costs? Let us help you understand the cost, benefits and financing options associated with sunrooms. Sunrooms offer a unique space that allows you to enjoy the outdoors without the blazing heat and annoying insects. However, adding a sunroom can be expensive, making sunroom financing an attractive option. If you are on a limited budget prefabricated sunrooms may be a good option for you. Keep reading to explore financing options and all you need to know about adding a sunroom extension.

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What is a sunroom?

Sunrooms are popular home additions that are typically glassed-in living spaces that are attached to the home with indoor and outdoor access. Sunrooms can also be referred to as solariums, sun porches, patio rooms or garden rooms. Although most sunrooms are custom designed, they are usually located on the side or back of the house.

Do sunrooms add value to your home?

In most cases, a sunroom can add value to your home. Sunrooms are versatile spaces that add livable square footage to your home. Increased square footage is just one way sunrooms can increase your home value. Sunrooms can offer potential buyers a sense of comfort and value. Sunrooms can catch the attention of buyers while offering them desirable features, making your home stand out compared to other homes on the market.

How much does it cost to convert a screened porch to a sunroom?

Converting a screened porch to a sunroom can cost between $300-$400 per linear foot. Compared to a screened porch, a sunroom is a four season livable space. An enclosed sunroom can add more value to your home compared to a screened porch making it a worthy investment.

Do you need planning permission to build a sunroom?

In most areas you will need a permit to add a sunroom or any attached structure to your home. Gaining approval is a rather simple process but it can be time consuming. The process usually begins by submitting an application along with plot and sunroom plans.

How much does it cost to add a new sunroom extension?

On average, adding a new sunroom costs about $30,000. Homeowners reported spending around $6,000 on the low end and $80,000 on the high end. Materials and installation should absorb most of the budget. If you don’t need a custom addition you may be able to use prefabricated kits. Prefabricated kits can help you save some money but not a ton. Investing in a custom addition sunroom may be a better investment.

Is a sunroom cheaper than an addition?

Sunrooms are typically cheaper, faster and easier than a traditional home addition. Fewer contractors are required in most cases when dealing with sunroom installation. In most cases, a sunroom will cost about 50% less than a home addition.

Do I need good credit to get a sunroom loan?

Acorn Finance is a top-rated platform that offers loans and financing for sunrooms for all credit types. Whether you have good credit or bad credit you can apply online and receive multiple personalized and competitive offers for sunroom financing within seconds. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Acorn Finance specializes in personal loans. Personal loans can be less risky than comparable options because usually they do not require collateral.

Benefits of financing your new sunroom or patio

Sunrooms offer many benefits for you and your home. One benefit that is often overlooked is the potential to better your personal health and well being. Studies show that sunlight can improve health. A sunroom is a great space to get added sunlight without the harsh repercussions of direct sun. Financing your sunroom can offer an affordable solution that allows you to make payments over time. Let’s take a look at the top 3 benefits of financing a new sunroom or patio.

#1 – Increase square footage and home value

Adding a sunroom can increase your homes square footage making it worth more. Even though sunrooms can be costly, chances are you will recoup your money when it comes time to sell your home.

#2 – Create value

Sunrooms can create value for potential buyers giving your home a unique element that most homes are missing. Sunrooms are a bright and welcoming space that will make your guests want to stay.

#3 – Make your home more comfortable

Increasing the square footage of your home can make it a more comfortable space. Sunrooms can provide a relaxing area to sit and read a book or entertain guests in.


#1 – Installation Is Not Fool Proof

In most cases, it’s best to use an experienced contractor for installing vinyl siding. Proper installation plays a major role in the effectiveness of your vinyl siding. Improper installation can lead to troubles in the long term.

#2 – Affected By Climate

Harsh climates can cause vinyl siding to show its age after only 10 to 15 years. If you try to repair the aging signs by painting it’s likely the paint will peel and crack after a short time.

#3 – Potential To Lower Value Of Historic Homes

While it may make financial sense to revamp the exterior of your home with vinyl siding, it can decrease home value in some cases. If your home is historically significant, you should stay away from vinyl siding.

How to apply for sunroom financing

Applying for sunroom financing is easy and safe at Acorn Finance. Simply submit one application online that will not affect your credit. Within minutes you can receive multiple competitive sunroom financing offers that you can take advantage of.

Three steps to get started with Acorn Finance:


  1. Complete and submit a short loan application online
  2. Receive multiple pre-qualified offers
  3. Get connected with lenders to obtain your pre-qualified loan


In conclusion, you should have no hesitation when it comes to adding a sunroom or extension. It’s a justifiable investment that should increase the value of your home while making it a more comfortable living space. Even if you have enough cash to pay for your new sunroom you should still consider financing options. Afterall, your cash may be needed for a rainy day. Acorn Finance is a leading provider for sunroom financing. Discover competitive rates and easy application information only at Acorn Finance.

Daydreaming about adding a sunroom? Make it a reality… apply online today for sunroom financing.

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