Vinyl Siding Financing

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Siding Financing With Acorn Finance

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Get your new vinyl siding financed today. If you are in the middle of a home remodel that includes new vinyl siding and windows, Acorn Finance can get you the money you need.

No matter your credit score, if you want to secure siding financing, Acorn Finance will provide pre-qualified loans in seconds to get funds quickly. Easily sort all the loan offers by what matters to you: interest rate, payment amount, length of the loan term.

Never impact your credit score when comparing rates between our network of trusted partners. 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly fund your plans for new siding.

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New Siding Financing With Acorn Finance

Check For Offers in Seconds

Get pre-qualified today with an easy online pre-qualification application

Won't Impact Your Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

Receive Funds Quickly

In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

Ready To Finance Your New Vinyl Siding?

Compare new vinyl siding financing options without affecting your credit score.

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Best New Siding Financing Options

Financing new siding for your home can be one of the best investments to improve your home’s value and curb appeal. Take your stress away and open the door to the home improvement projects you have dreamed of by taking advantage of financing offers through Acorn Finance. Rather than forking out a lump sum of cash you can make affordable payments over a generous term. Acorn Finance is a leading provider for new siding financing. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Most loan offers through Acorn Finance require no money down and no collateral making them less risky than comparable options.

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What is siding?

Siding can be defined as any material that covers or protects the exterior walls of a residential or home building. Steel, wood, cement, asphalt, vinyl, aluminum, a combination of composite materials, and more can be used to compose siding. New siding can be a smart investment that can transform the appearance of your home while making it more energy efficient and increasing it’s value. Even though siding can be costly there are financing options that can provide affordable solutions.

Can you finance vinyl siding?

Yes, financing options are available for vinyl siding. Vinyl siding is an affordable option with many positives that can support using it. However, even though it’s a more affordable option, it’s still not cheap for most. Financing vinyl siding is a common way to make your desired home improvements possible.

How much does siding cost on average?

On average, siding costs between $5,000 and $14,050 including installation and materials. Vinyl siding costs about $2 to $7 per square foot on average compared to engineered wood siding that costs about $11-$28 per square foot.

How much siding financing will I need?

Before applying for siding financing you should estimate what your new siding will cost. The cost of new siding can depend on the type of materials you choose and quantity you need. If you are going to install the siding yourself you can do some research to determine what your expenses will be. You should consider what materials cost, what tool rental costs (if you need to rent any), dumpster rental, etc. If you are going to have a professional complete the new siding you can most likely get a free estimate. If estimates are not advertised as free you should ask if the cost can be waived if you sign the contractor or company for the job. Once you determine what your project will cost you can apply for the appropriate new siding loan amount.

What are my siding financing options?

When it comes to securing siding financing, you have options! So which option is best for you? Let us help you understand your options…

When should I use a home equity loan

A HELOC or home equity loan can be used for siding financing. However, it does not make sense for everyone to use a home equity loan. Home equity loans can have more risk than personal loans because you are using your home as collateral. The upside to the risk is most home equity loans have lower interest rates than personal loans. In order to use a home equity loan you should have positive equity in your home. If you default on payments for a home equity loan you may inquire extra fees, a lowered credit score, or even the risk of foreclosure. It’s important to review the terms of your loan, in some cases your interest rate may fluctuate.

When should I pay with cash?

Cash is usually the cheapest option since you should not incur any interest charges or fees. However, if you need $10,000 for new siding and you only have $15,000 in your savings, it might be a good idea to save your cash and use financing instead. Having plenty of cash available can be a good safety net for financial jams. It can help prevent you from defaulting on payments or losing assets. Therefore, if you have plenty of cash you should use it for new siding but if you feel cash flow will be tight if you use it you should use siding financing.

When should I use a home improvement credit card?

If you are going to use a home improvement credit card you should compare promotional offers. Some credit card companies or retail stores may offer promotional incentives when you shop during certain dates or spend certain amounts. Promotions can include introductory 0% interest terms or a cash back incentive. In most cases, if a 0% promotion is being offered you may only have 6-24 months to pay your balance in full before interest is charged. The interest after the 0% period could be much higher than what you could qualify for with a personal loan. If you are able to pay off your balance within the promotional period, this can be a great option. However, if you need a longer term you should look into using a personal loan.

When should I use a personal home improvement loan?

Personal home improvement loans can be one of the easiest and best options available. Personal loans can be less risky than home equity loans because they typically require no collateral and no down payment. In addition, personal loans are available for all credit types. You should use a personal loan if you need extra cash to complete home improvement projects. Once your loan is approved and funded you can spend the money on just about anything!

What is the cheapest siding for a house?

There are many ways to measure the affordability or value of siding materials. While some may have cheaper material and installation costs, they may not be as efficient and durable in the long term. Vinyl sliding can be one of the cheapest siding options that’s offered in a variety of styles and models. Metal siding, wood siding, and stucco are the next cheapest, in the order listed. Stucco arguably offers the most efficiency and is one of the best insulators for warmer climates. While metal siding is typically better for cold climates.

Pros & Cons of Vinyl Siding For Your Home

Vinyl siding is an inexpensive, durable, easy to maintain and quick to install option for new siding. Although it may look appealing, it cannot be painted which can affect your home’s resale value.


#1 – Affordability

Vinyl siding is usually one of the cheapest siding options available.

#2 – No Painting Needed

Vinyl siding is unique because its color is baked-in rather than painted on. This means that the color on top consistently runs all the way through. While vinyl siding never needs painting, it may show damage from harsh climates over time.

#3 – Easy To Maintain

In order to clean your vinyl siding simply spray it with a garden hose. Vinyl has a slick surface that allows dust and debris to slide off easily.


#1 – Installation Is Not Fool Proof

In most cases, it’s best to use an experienced contractor for installing vinyl siding. Proper installation plays a major role in the effectiveness of your vinyl siding. Improper installation can lead to troubles in the long term.

#2 – Affected By Climate

Harsh climates can cause vinyl siding to show its age after only 10 to 15 years. If you try to repair the aging signs by painting it’s likely the paint will peel and crack after a short time.

#3 – Potential To Lower Value Of Historic Homes

While it may make financial sense to revamp the exterior of your home with vinyl siding, it can decrease home value in some cases. If your home is historically significant, you should stay away from vinyl siding.

Does new siding increase home value?

Studies show that a siding remodel can increase your home’s value by 78.2 percent of the project’s cost. In addition, it can make your home more efficient and help it sell faster by giving it more curb appeal. Some reports state that siding is one of the best home improvement projects for increasing value. You can also think about financing a new fence to add value to your home.

How long does vinyl siding last?

Vinyl siding is one of the most popular choices because of its durability and minimal maintenance requirement. You can expect your vinyl siding to last about 60 years!! But get this, if you treat it with meticulous care and maintenance it could last up to 100 years. If you live in an area with harsh climates you may need to replace siding sooner.

Should I consider roofing and window repairs with siding financing?

Windows and roofing, in addition to siding, are all great investments that can increase your home value. If you are going to use a personal loan you can borrow enough to finance a new roof and siding or to finance new windows and siding. If you want to go all out you can even finance new siding, a new roof, and new windows. If you are replacing siding and windows you may be wondering if you should replace the windows or siding first. It’s most ideal to replace them at the same time. However, if this is not possible you should install the new windows first.

What color siding has the best resale value?

Tan or wheat color siding can help you achieve the best resale value. Using darker accents with lighter siding colors can make your home really stand out. However, no matter what color siding you choose, new siding should still increase your home value. In some cases, light siding may not match neighborhood codes or you simply may not be a fan. Be brave when it comes to making home improvements and go with what you think looks the best.

How much does it cost to side a 1,100 square foot house?

On average vinyl siding for an 1,100 square foot home should cost about $8,200.

How to secure new siding financing

Acorn Finance provides a user-friendly and secure platform to help you secure new siding financing. Simply submit one application and receive multiple personalized and competitive offers within seconds. Although there are a variety of loan types available for new siding financing, a personal loan may be the best choice. A personal loan does not use your house as borrowing collateral making it a less risky option.

Let’s take a look at the pros and cons of a personal loan…



  1. Loans available up to $100,000
  2. Competitive interest rates as low as 4.99%
  3. Terms up to 12 years
  4. Receive pre-qualified offers without impacting your credit score
  5. Easy to activate



  1. Not a direct lender
  2. Credit may be required for approval



Taking advantage of new siding financing can allow you to discover opportunities that were not possible before. New siding can increase your home’s value and make it more efficient. Both of these factors combined make it an easily justifiable investment. Acorn Finance is a reliable and top-rated company that provides personal loans for new siding financing. Take advantage of affordable payment options and free services while saving tons of time.

Three steps to get started with Acorn Finance:

  1. Complete and submit a short loan application online
  2. Receive multiple pre-qualified offers
  3. Get connected with lenders to obtain your pre-qualified loan

Transforming your home is just a click away. Apple online today for new siding financing!

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