Post Frame Building Financing

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Post Frame Building Financing For Contractors & Homeowners

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Are you in the market to build a post frame building, or thinking about renovating an old post frame building but need financing? Or maybe you’re a contractor with a customer that wants to build a post frame building but needs to secure a loan. No matter what your reason is, let Acorn Finance help you secure a post frame building loan or financing today with zero hassle. Secure financing for a post frame house or building for up to $100,000, even with bad or average credit. You will also get some of the lowest rates around when financing your post frame structure through Acorn. Repair your current framing or build a new post frame structure, home, or building today by financing through Acorn Finance.

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Financing A Post Frame Building With Acorn Finance

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Get pre-qualified today with an easy online pre-qualification application

Won't Impact Your Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

Receive Funds Quickly

In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

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Post Frame Building Financing Made Easy

Post frame buildings are a highly engineered wood-frame building method in the construction world. Post frame buildings can offer an inexpensive, efficient, reliable, and strong structure. They can offer a long list of benefits that we are going to review throughout our blog. Post frame buildings can allow clearing spans up to about 100 feet and can be easy to maintain. In most cases, they can be built quickly and offer lower construction costs. They are known to be versatile structures that can be built on multiple foundations to adapt to a variety of climate and site conditions.

Read More

Post frame buildings can be built on foundations including…

– columns mounted on a monolithic slab

– concrete columns in the ground

– over a basement

Keep reading to learn more about how post frame buildings are built, their benefits, and how to finance them!

How much does a post frame building cost?

All of the factors below can impact the cost of your post frame building. If you are building a 30’ x 45’ post frame building without insulation it should cost about $26 to $29 per square foot to complete. If you are building the same size building with insulation it should cost about $34 to $37 per square foot to complete. When it comes to estimating the cost of building a post frame building you should consider the following…

#1. Overall size

Depending on the workload of the builder, the size can either increase or decrease the cost. In some cases, the builder may offer a discount for building a larger structure.

#2. Features

While building your post frame structure you will probably encounter a variety of exterior features to choose from such as special exterior doors, pricey wall features, fixtures, wainscoting, and so on. The more exterior features that you upgrade, the more your project can cost.

#3. Insulation

Insulation can impact the cost of your post frame building. Insulated post frame buildings typically cost more. Below we have a comparison of insulated vs. uninsulated costs.

#4. Location

Location can impact the cost a few different ways. The first being freight. If materials need to be transported a longer distance it can cost more. Next, construction costs in certain areas can be higher. Lastly, if your location is not very accessible this can also impact the cost.

#5. Site

If your site needs additional excavation the cost can increase. In most cases, site preparation only includes leveling the footprint. Post frame buildings usually do not require a standard concrete foundation. This can make site preparation much less extensive than comparable methods.

#6. Timeline

If you need your project completed in a rush you can usually expect to pay more.

Can you finance a post frame building?

Yes, you can finance a post frame building. One of the easiest loans to apply and qualify for is a personal loan. Personal loans can be used for post frame buildings or just about anything else you would like. Most lenders offer personal loans up to $100,000 with rates starting at only 4.99%. Acorn Finance is a reliable source for receiving personalized personal loan offers. You can submit one application – that will not affect your credit score – and receive multiple personal loan offers within seconds!

Post frame buildings vs pole barns: what is the difference?

Post frame building is a common construction method used for creating pole barns. If you would like to secure pole barn financing, Acorn Finance can help with that too.

Why should you build a post frame building?

Post frame buildings can be quicker, less expensive, and built to stand against harsh conditions making them a very good option. Whether you are building for residential or commercial purposes, they can be ideal for buildings of any size and any location. Let’s look at some of the benefits of building a post frame structure…

#1. Lower cost

Post frame buildings usually require less material, less preparation, and less labor than traditional structures. This means they are usually much less expensive than comparable options. In addition, they can be more energy efficient to maintain.

#2. Strong & durable

Post frame buildings can withstand most weather and wind conditions. They have solid posts that should be anchored about 4 feet into the ground with additional reinforcement.

#3. Long-lasting

Post frame buildings have posts that should be anchored into concrete piers or metal sleeves. This helps to protect wood from underground moisture and other environmental factors. They are pretty easy and inexpensive to maintain overtime. As long as you do regular maintenance your post frame building should last you a long time.

#4. Curb appeal

Post frame homes can be customized with attractive exterior features such as brick, adobe facades, wainscoting, and more. In addition, you can spruce up the curb appeal with attractive landscaping design. You should fit right into the neighborhood with your post frame home.

Can you get a construction loan for a post frame home?

In most cases, construction loans for post frame homes are not the same as traditional home loans. However, some lenders may offer alternative construction financing for post frame homes. If you need to borrow money to build a post frame home you should look into using a personal loan.


Post frame buildings are an affordable yet attractive option that can be financed using a personal loan. Whether you have good credit or bad credit you can qualify for a personal loan. Acorn Finance partners with dozens of reliable lenders that can work with all credit types.

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