Fence Financing

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Fence Financing With Acorn Finance

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Get your new fence financed today. Whether you are looking to do a complete home remodel that includes a new fence or just want to replace an old fence, Acorn Finance has you covered.

No matter your credit score, if you want to secure a loan for a new fence, Acorn Finance will get you pre-qualified loans in seconds to get one installed quickly. Easily sort all the loan offers by what matters to you: interest rate, payment amount, length of the loan term.

Never impact your credit score when comparing rates between our network of trusted partners. 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly fund your plans for a new fence.

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Fence Financing With Acorn Finance

Check For Offers in Seconds

Get pre-qualified today with an easy online pre-qualification application

Won't Impact Your Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

Receive Funds Quickly

In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

Ready To Finance Your New Fence?

Compare fence financing options without affecting your credit score.

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Best Fence Financing Options

Financing a fence is a smart investment because it’ll protect your property and provide a sense of security. Your home is an important place with loved ones inside, making it a top priority to protect. While a fence may not increase the value of your home significantly, it can provide peace of mind. There are many different fence styles and materials that you can choose from. Of course, some may cost more than others. Luckily, you can take advantage of personalized and competitive financing offers that can make your new fence affordable. Even if you’re thinking about putting up a fence around your new tiny home you can find great loan options. Keep reading to learn about fence installation and financing options.

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Can I finance a fence?

Yes, fence financing options are available for all credit types – you heard us right – we said all credit types, that includes bad credit. Financing a fence is similar to setting up a payment plan to pay for the fence over a certain term. So how much do you need to borrow and where can you find the best fence financing? To determine how much money you need to borrow you should gather an estimate and decide what type of fencing you want. Next, visit Acorn Finance and submit an online application for fence financing. After submitting, you will receive multiple personalized and competitive offers within seconds without affecting your credit score.

Is fence installation financing available?

Financing is available for fence materials and fence installation. You can use a personal loan to finance fence materials and installation. In some cases it may make sense to use your credit card for materials. Some stores and credit card companies may offer reward points or cash bonuses. However, If it’s going to take you a while to pay off the credit card balance you may want to use your personal loan. Credit cards can have higher interest rates making them better for short term borrowing.

Do fencing companies finance?

Some fencing companies or hardware stores may offer special fence financing. Most of them require that you spend a certain amount and have good credit to be eligible for financing. It’s important to read terms carefully and take promotional periods and interest rates into consideration. Personal loans can provide more flexibility and more favorable terms. In addition, if you do not have good to excellent credit it can be easier to qualify for a personal loan.

Can you get fence financing with bad credit?

Whether you have good credit or bad credit, you can qualify for fence financing. If you have bad credit your best chance at qualifying for fence financing is most likely a personal loan. You can qualify for a personal loan with a credit score of 550 or above. If you have a low credit score your approval amount can be lower and interest rate can be higher. To increase your chance of approval you should try to raise your credit score to the mid to high 600’s. There are many free apps that can help you monitor your score and provide tips on how to easily increase your score.

Is no credit check fence financing available?

You may be able to qualify for no credit check fence financing depending on the lender. However, when it’s time to officially sign into the loan you qualified for most lenders will eventually pull your credit. If you want to compare multiple fence financing offers without affecting your credit you should apply online through Acorn Finance. You can submit one application to multiple lenders without affecting your credit score.

How much does it cost to put a fence up?

The cost of fence materials and installation can vary depending on a variety of factors including size, style and type of material. On average, it costs about $,2,711 to install a fence. Most homeowners report paying somewhere between $1,580 to $3,418 to install a fence. Keep reading to learn about various fence types and what they cost.

What types of fencing is available?

There are a variety of fencing options to choose from that can range in price. Let’s take a look at some of the most popular fencing types.

#1. Metal or chain link fence

Metal or chain link fences can provide a comforting level of security and can be effective for families with children and pets. The downside is that they do not offer as much curb appeal as wood fencing and can cost more. On average, metal or chain link fencing costs $15 to $50 per linear foot to install.

#2. Wood fence

Wood is one of the most popular material choices for fences. Compared to metal or chain link, wood can provide more privacy and style. The cost of a wood fence can vary depending on the type of wood you choose. Tropical hardwoods are typically more expensive than cedar and redwood. Pine is one of the more affordable types of wood for fencing. On average, a wood fence costs about $13 to $19 per foot. Wood fences can require more annual upkeep than metal or chain link fences.

#3. Vinyl fence

Vinyl fences are known for their looks, durability, and low maintenance requirements. Compared to metal or chain link fences, vinyl fences typically do not experience rust or corrosion problems. Compared to wood fences, vinyl fences usually do not warp or rot. While vinyl fences are easy to install and eco-friendly, they may not provide as much security as other options. Vinyl fencing can cost significantly more than wood or metal fences.

Other types of fence financing

Let’s compare your options available for fence financing…

#1. Low APR Personal Loan

Personal loans can be used for fence financing. In most cases, you will apply for a personal loan and be qualified to receive a certain loan amount. Once you have qualified and secured your personal loan you can use the funds for just about anything. Personal loans offer generous repayment terms, usually up to 12 years. You can qualify for a personal loan up to $100,000 with rates starting at just 4.99%.

#2. Credit Card

Credit card(s) can be used for fence financing. If you can repay the amount you need for fence financing quickly using a credit card can be a simple and good option. In addition, some credit cards may offer reward points or cash bonuses for spending more money. Compared to a personal loan, credit cards can have higher interest rates and lower spending limits. You may bring your credit score down by using more than 30% of your credit card’s available limit. If you use a personal loan and repay it within the terms, it should increase your credit score.

#3. Finance With Fence Company

Some fence companies or contractors may offer fence financing. In most cases you will need good credit to qualify. You may incur other fees or have less negotiating power if you use their financing.

Privacy fence installation financing

Installing a fence can provide a great deal of privacy and security making it a necessary investment. Any type of fence can be financed, including a privacy fence. The more secure and fancy your fence is the more it can cost. Wood fencing board-on-board and overlapping panels can provide the most privacy. In addition, they are very stable. These fences usually require more materials and labor, driving the cost up.

What is the cheapest fence to install?

In most cases, a wire fence is the cheapest type of fence to install. On average, a wire fence costs between $1 to $7 per linear foot to install. Hog wire, woven wire, and barbed wire are all types of wire fences, hog wire being the cheapest.

Does a new fence add value to your home?

A new fence can make your home more appealing and give potential buyers a sense of security and privacy. However, compared to the initial investment, there is no guarantee that a fence will increase the value of your home. If there is a true need for a fence then it may increase the value of your home.

How long does it take to put up a fence?

Depending on the size of the job, a fence usually takes about one to three days to install. Although putting in a fence requires hard work, the technical aspects of installation are not all that difficult.

Does adding a fence increase property taxes?

In most cases, an increase in property tax is typically due to an increase in home value. As we discussed above, in most cases a fence does not significantly increase the value of a home. Therefore, a fence should not cause a noticeable increase in property tax.

How to finance a fence installation

Acorn Finance makes discovering the best fence financing easy. Acorn Finance is a reliable and top-rated company that provides personal loans for new fence financing. On approved loans, you can borrow up to $100,000 with terms up to 12 years to pay it back. Take advantage of affordable payment options and free services while saving tons of time.

  1. Complete and submit a short loan application online
  2. Receive multiple pre-qualified offers
  3. Get connected with lenders to obtain your pre-qualified loan


Fence financing can take down the barrier between wanting a fence and not being able to afford one. It’s important to decide what style fence you want and what materials you want to use. You should also gather an idea of how large of a fence you need. Although vinyl fencing can be more expensive, it’s more durable and easier to maintain than comparable options. Financing a new fence can allow you to do the project the right way versus the cheapest way.

Transforming your home is just a click away. Apply online today for new fence financing!

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