Sauna Financing & Loan Options

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Sauna Financing with Acorn Finance

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Are you looking to add a sauna to your home, or want to convert an old bedroom into a spa? Or maybe you’re a contractor with a customer that needs financing to build a sauna or home-spa. No matter what your reason is, let Acorn Finance help you secure sauna financing today with zero hassle. Secure financing for a home sauna or spa for up to $100,000, even with bad or average credit. You will also get some of the lowest rates around when financing your new sauna or spa repair project through Acorn. Repair your sauna or build a new one today by financing through Acorn Finance.

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Financing A Sauna With Acorn Finance

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Customers receive pre-qualified offers without any impact to their credit score

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Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

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In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

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Simple Sauna Financing Options

Close your eyes and imagine having a personal steamy sauna in the comfort of your own home. After a long day of work, you could come home to sit in your sauna and detoxify your body while letting go of the stresses of your day. Installing a sauna in your home can be affordable using sauna financing. In addition, saunas can go just about anywhere in your home. Keep reading to learn more about sauna installation and financing.

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Can you finance a home indoor sauna or outdoor sauna?

Indoor and outdoor saunas and installation can be financed. Some manufacturers offer financing for saunas but installation is usually a separate cost. Whether you want to finance the sauna and/or installation you can use a personal loan. A personal loan can be a quick and easy sauna financing option for all credit types.

What is the average cost of a sauna?

Saunas can cleanse the body of toxins and leave you feeling rejuvenated. Building an at-home sauna can be a more sanitary solution than using public saunas. While it can be costly to build a sauna it can be a beneficial investment for your health. The type of sauna you want to build can vary the cost. In the next section, we will compare the cost of indoor and outdoor saunas.

How much does it cost to build an indoor sauna?

Indoor saunas can be installed just about anywhere you have room inside your home. For example, indoor saunas can be installed in walk-in closets, garages, spare bedrooms, and more. Indoor saunas can be used year-round making them an attractive option than outdoor saunas. However, compared to outdoor saunas, indoor saunas usually cost more. If you decide to install an indoor sauna you should make sure the sauna is vented and that nearby spaces are properly protected from moisture and heat. Purchasing and installing a 2-4 person sauna can cost between $2,500 to $6,000. Labor usually costs about the same as purchasing the sauna.

How much does it cost to build an outdoor sauna?

Some of the most popular outdoor saunas include redwood and cedar saunas. If you are going to build an outdoor sauna you should look into precut sauna kits – they can save you $$. If you are confident enough you can even install precut outdoor sauna kits yourself to save even more money. If you would rather have a professional install your precut sauna it can cost between $1,000 to $1,500. A 5-7 outdoor precut wood sauna kit can cost between $2,500 to $3,500. Custom saunas are available too but design and labor costs can be much higher.

Can I put a sauna in my house?

Yes, indoor saunas can be installed just about anywhere in your home.

Is it expensive to have and maintain a sauna in your house?

Compared to a pool or hot tub, a sauna is inexpensive to run and maintain. To keep your maintenance costs down it’s important to properly upkeep your sauna. Sauna owners should…

– Wash feet before using sauna

– Use rugs or towels on the floor and duckboards to avoid discoloration

– Avoid using hard water

– Occasionally sand and adjust moving parts of your sauna

– Maintain wood

– Familiarize yourself with solar heaters and rocks (even though they can go 10+ years without maintenance)

– Eliminate excess moisture after each use

Are saunas expensive to run?

Most households with a sauna use it for less than an hour a day. If you have a 1000w sauna and you run it for one hour a day it should cost you about $5 or less a week in electricity.

What is needed to install a sauna?

If you are using a prefab sauna kit you should review the manufacturer’s directions to know what you will need to properly install the sauna. If you are building a custom sauna your shopping list will probably be lengthy. While you can install a sauna on your own, hiring a professional can be wise to ensure proper installation.

Do you need a floor drain in a sauna?

While commercial saunas should have a floor drain, residential saunas do not need a floor drain.

Does a sauna need a vent?

While venting may not be required for a sauna, you should install a lower and upper vent (intake and outtake). Installing a vent can make the sauna experience more comfortable. You do not need to vent to the outside with most saunas.

Best Sauna Financing Options

Credit cards and personal loans are some of the most common financing options for saunas and installation. Credit cards often have lower limits and higher rates than personal loans. A personal loan can be one of the best financing options for a sauna. Acorn Finance offers personal loans up to $100,000 for all credit types.

Are home saunas worth it?

Saunas can be a rewarding investment for your personal health and happiness. Most people that install a sauna say it’s definitely worth it.

Do saunas add value to your home?

Saunas can make your home more desirable and entice buyers to pay a little extra. However, some buyers may not want the sauna or may see it as extra work. So depending on the buyer, saunas may or may not add value to your home.

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