Plumbing Financing for Plumbing Repairs

Get personalized rates in 60 seconds without affecting your credit score.
How much would you like to finance?

Plumbing Financing With Acorn Finance

Check New Loan Offers With No Impact To Your Credit Score


Get Your Financing Quickly

Easy Monthly Payments

Secure Plumbing Financing

Find financing offers for your plumbing repair needs instantly & compare dozens of personalized offers from our network. Get your leaks or breaks fixed quickly, because with Acorn you can easily sort the offers based on what’s most important to you: interest rate, payment amount, length of the loan term. If you have plumbing issues in your home, or want to upgrade your plumbing systems, look into our loan offers today.

Acorn Finance Icon

Plumbing Financing With Acorn Finance

Check For Offers in Seconds

Get pre-qualified today with an easy online pre-qualification application

Won't Impact Your Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

Receive Funds Quickly

In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

Ready To Finance Your Plumbing Work & Repairs?

Compare plumbing financing without affecting your credit score.

Consumer Financial Partners

Learn About Plumbing Financing

The ability to finance plumbing repairs can truly be a lifesaver in an urgent situation. Compared to other home repairs, plumbing repairs may not be the most expensive but can certainly be some of the most urgent. Putting off a plumbing repair can end up costing you more in the long run. If you don’t have enough cash to cover your repair you should try plumbing financing. So when should you call a plumber?

Read More

If you’re experiencing any of the following situations we recommend you call a plumber ASAP:

  • No hot water
  • Blocked pipes
  • Burst pipes
  • Major renovation or installation projects

Keep reading to explore the various plumbing financing options available for good and bad credit.

Can you finance major plumbing work?

In most cases, you can finance major plumbing work. While paying cash might be the cheapest option, major plumbing repairs may require more cash than you have available. Using a personal loan may be your best financing option. AcornFinance is a reliable and top-rated company that provides personal loans for plumbing financing. Take advantage of affordable payment options and free services while saving tons of time.

Three steps to get started with AcornFinance:

  • #1. Complete and submit a short loan application online
  • #2. Receive multiple pre-qualified offers
  • #3. Get connected with lenders to obtain your pre-qualified loan

How much do plumbers normally charge?

Plumbers can charge an hourly rate or flat rate for a job. It’s common for people to be in a rush to get their plumbing repair done. This is not always a bad thing considering typically the longer you wait, the bigger your bill may be. However, this may also mean you have less time to compare estimates. If you are in a time sensitive situation you should read reviews and ask friends for referrals to select a reliable and reasonably priced plumber.

Let’s take a look at the average cost of hiring a plumber:

  • Typical job: $175-$450
  • Hourly rate: $45-$200
  • Service fee $300

How much does a major plumbing repair cost?

Plumbing prices can vary, similar to the price of a new car. The price you pay comes down to what you are getting.

Let’s take a look at some common repairs and their average cost:

  • Toilet repair $225
  • Water heater repair $525
  • Clogged drain repair $210
  • Main sewer repair $2,500
  • Clean septic tank $385
  • Tankless water heater install $1,750
  • Solar water heater install $3,960

Best option to finance plumbing:

Personal Loans (BEST OPTION)

Using a personal loan can be just as simple as swiping your credit card thanks to alternative online lending options. In addition, using a personal loan can be a much cheaper option compared to your credit card. Whether you have good credit or bad credit personal loans are a flexible and attractive financing option for plumbing repairs.

Let’s take a look at the pros and cons of a personal loan for plumbing repairs:


  • Low interest rates
  • Typically no collateral required
  • Easy to activate
  • Apply online
  • Terms up to 12 years
  • Loans available up to $100,000
  • Receive pre-qualified offers without impacting your credit score


  • Taking on debt
  • Fixed payments
  • Origination fees may apply
  • Prepayment penalties may apply

Finance with a Plumber’s Loan

Some plumbing companies may partner with a bank or a finance company in order to offer financing options. In some cases, this can be a good option for borrowers with very good credit. Before committing to financing with a plumber’s loan you should compare it to other offers. After all, you are enlisting a middle man who most likely does not want to work for free.

Let’s take a look at the pros and cons of financing with a plumber’s loan for plumbing repairs:


  • Loans can be secured or unsecured
  • Fast application process
  • Convenient


  • Typically costs more than comparable options
  • Limited options available
  • More difficult to shop for the best rates

Credit Cards

Credit cards can be an easy solution for financing your plumbing repair. Most likely you already have one in your wallet. That means you just swipe and pay later. However, interest may be much higher on a credit card compared to a personal loan. If you decide to use a credit card you should find a lender that offers a 0% introductory rate.

Let’s take a look at the pros and cons of using a credit card for plumbing repairs:


  • Build your credit
  • Convenient
  • Potential to earn rewards
  • Buy now, pay later
  • Theft protection
  • Special promotions may apply


  • High interest rates
  • Annual fees may apply
  • Vague approval requirements
  • Must read the fine print


In conclusion, financing a plumbing repair is fairly simple and can save the day during an emergency. Making an educated decision is critical but with limited time can be challenging. Using a secure online platform such as can allow you to compare multiple offers within minutes from the comfort of your home or office. Simply submit one application online and receive competitive offers from reliable lenders. AcornFinance is a leading provider for plumbing financing. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Ready to take the next step? Apply online today!

Are You A Contractor?

Stop letting deals slip through your fingers.

Close more sales with easy, affordable financing options for your customers