Simple Home Addition Loans

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Home Addition Financing With Acorn Finance

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Easy Home Addition Loans

Select the perfect personalized home addition loan, just for you. Whether you are looking to do a complete home remodel, or just need to finance some new furniture, Acorn Finance has you covered.

No matter your credit score, if you want to secure home addition financing, Acorn Finance will get you pre-qualified loans in seconds to add to your home. Easily sort all the loan offers by what matters to you: interest rate, payment amount, length of the loan term.

Never impact your credit score when comparing rates between our network of trusted partners. 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly fund your home addition plans.

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Home Addition Financing With Acorn Finance

Check For Offers in Seconds

Get pre-qualified today with an easy online pre-qualification application

Won't Impact Your Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

Receive Funds Quickly

In some cases, you can receive your funds in as little as one business day

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

Ready To Finance Your Home Addition?

Compare home addition loan options without affecting your credit score.

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Best Home Addition Loans & Financing Options

Adding a room can deliver an average ROI of over 50%, making a home addition loan easy to justify. So how do you go about financing a home addition? Acorn Finance offers a user friendly secure platform that allows you to receive multiple personalized competitive offers by submitting just one application. In addition, your credit will not be affected by submitting the application. Visiting Acorn Finance is the start of a very wise investment, a home addition loan! Keep reading to learn more about home addition loans.

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Can you get a loan for a home addition?

Yes, you can get a loan for a home addition. Personal loans are available for all types of credit and can be used for home addition financing. Although rates may be higher compared to secured loans, most personal loans don’t require any collateral. Personal loans are often easier to secure and tend to be less risky than comparable options.

What is the best loan for a home addition?

Personal loans are a leading option for home addition financing. In addition to being less risky and requiring no collateral, personal loans offer many pros. Comparing lenders is important if you decide to use a personal loan. Most likely, many lenders will be competing to secure your loan. This means you have the ability to shop rates and terms and make sure you get the best deal. Acorn Finance is a secure platform that makes receiving competitive offers from multiple lenders easy.

Let’s take a look at the pros and cons of a personal loan for home addition financing.


  • Simple application and approval process
  • No collateral needed
  • Fixed interest rate for the duration of the loan (in most cases)
  • Competitive interest rates
  • Borrow almost any amount (typically between $1,500 – $100,000)
  • Generous amount of time allowed to repay loan
  • Quick funding


  • Interest rates may be slightly higher than comparable options
  • Credit history necessary in most cases
  • Fixed payments
  • Many personal loans have origination fees
  • Some personal loans come with prepayment penalties

How much does it cost to add an addition to your house?

Building a room or home addition costs an average of $44,805. Reports show that most homeowners spend between $21,003 and $68,606. There are many factors such as materials, location and type of addition that can vary the cost of your job.

How much does a standard 20×20 room addition cost?

On average it costs around $48,000 to add a 20×20 family room. Home addition financing can provide an affordable solution that can help increase the value of your home. Most likely you can recoup interest expenses associated with the loan when you sell your home.

How much does it cost to add a bedroom and bathroom to a house?

Adding a bathroom or bedroom can be significantly cheaper than adding a 20×20 room. On average, it costs about $17,300 to add a 12×12 bedroom. Adding a bathroom typically starts around $18,000.

How much value does an extra bedroom add to your home?

In most cases, adding a bedroom to your home will increase the value and desirability. Every property should be evaluated on an individual basis by a professional to determine the exact value. You can use an increase in value between $30,000-$50,000 per room as a ballpark estimate.

Is it cheaper to build out or up?

Typically it’s cheaper to build up rather than out, but there are some cases where this is not true. Regardless of which way you build homeowners pay an average of about $80 to $200 per square foot for home additions.

Can you live in a house while adding a second story?

In most cases, yes you can live in a home while adding a second story. The contractor can isolate certain parts of the home to provide you and your family safe living spaces.

Are home additions worth it?

Home additions are usually a very wise investment. It’s important to make good decisions and make sure your project is economically friendly yet done properly. Setting budgets before starting your home addition can help you achieve a higher ROI.

How can I save money on my house addition?

From start to finish, there are many ways to save money on your home addition. In the beginning it’s important to shop lenders and contractors to secure the best terms and pricing. Here are a few other ways to save money on your home addition:

  • Avoid overdoing it
  • Take tax credits and refunds into consideration
  • Be flexible with your plans
  • Shop for discounts or discount warehouses
  • Negotiate items that can be done yourself


In conclusion, home addition loans can be justifiable and easy to secure. Home additions can also increase the value of your home. Acorn Finance is a reliable and top-rated company that provides personal loans for home addition financing. Take advantage of affordable payment options and free services while saving tons of time.

Three steps to get started with Acorn Finance:

  1. Complete and submit a short loan application online
  2. Receive multiple pre-qualified offers
  3. Get connected with lenders to obtain your pre-qualified loan

Ready to start shopping for home addition financing? Get started today with Acorn Finance!

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